1620 Deep Cove Ln Gilbert, SC 29054
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About this home
Lakeside Living at Its Finest – Your Private Retreat AwaitsWake up each morning to the peaceful sounds of nature and the calming views of a quiet cove. This beautifully updated lakefront home offers the perfect blend of comfort, style, and serenity. Featuring three generous bedrooms and two modern bathrooms, this property has been thoughtfully designed for relaxed, year-round living or a weekend getaway. The newly added master suite is a true retreat, complete with a spa-inspired en-suite bathroom showcasing a soaking tub, walk-in shower, and a custom-built closet that combines function with elegance. The two additional bedrooms are filled with natural light—one even includes a custom-built bookcase, ideal for a home office, study space, or cozy reading corner. Step outside to the screened-in porch—a favorite gathering spot, whether you're hosting guests or enjoying a quiet evening by the gas fireplace. Soak in sweeping sunset views and let the tranquil lake atmosphere wash over you. For water lovers, the private dock is a standout feature. Whether you’re into boating, fishing, or swimming, your backyard becomes a gateway to adventure. The dock is solid, well-maintained, and ready for your watercraft. Best of all, no HOA means no restrictions—giving you the freedom to personalize your property. This lake house offers more than just a home—it’s a lifestyle. A rare opportunity to enjoy lakeside living with all the comforts and none of the compromises. Whether you're making memories with family or seeking a peaceful escape, this is a place to truly call your own Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #610015
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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