1620 Sapphire Dr Hudson, OH 44236
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About this home
Nestled on nearly half an acre in the highly rated Hudson City School District, this 3-bedroom, 1.5-bath colonial offers 1,488 square feet of warm, move-in-ready space. Inside, you'll love the seamless blend of comfort and style. The eat-in kitchen features stone countertops and durable laminate flooring (2011), flowing into a spacious family room with a cozy fireplace and sliding Anderson patio doors (2005) that lead to your private backyard retreat. A formal dining room and large living room provide flexible space for everyday living or entertaining. Upstairs, three generously sized bedrooms are complemented by an updated full bath (2018). The first-floor half bath was remodeled in 2012, and plush carpet was replaced throughout the home in 2018. Fresh interior paint and trim (2018) add a modern, neutral touch. Other updates include a water softener (2011) and newer windows throughout. Enjoy the beauty of the outdoors with the home exterior and shed professionally painted in 2010, all set beneath a peaceful canopy of mature trees. The partially finished basement offers a dedicated office space and plenty of room for storage or hobbies. Home warranty included!
Source: MLSNOW #5122364
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.