16230 Rodeo St Hesperia, CA 92345
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About this home
Are you looking for a turnkey home in the city of Hesperia? Well look no further! This fully remodeled 3 bedroom, 2 bathroom home has everything you are looking for! Upon walking through the front door you will enter into the spacious living room with a cozy fireplace, perfect for entertaining or simply relaxing with the family. The beautifully remodeled kitchen features quartz countertops as well as stainless steel appliances. With the kitchen being open to the family room, engaging in family time is a breeze. Both bathrooms in the home have been fully remodeled with high end finishes and quartz countertops. The primary suite offers a peaceful retreat with a walk-in closet and a private ensuite bathroom complete with a walk-in shower. The fully usable/flat 18,000 square foot lot boasts ample space for all of your toys, an extra garage, a pool/entertainers yard, or even an ADU! The possibilities are definitely endless! Don’t miss out on the opportunity to own this amazing home...at this even more amazing price! Note: Some photos have been virtually staged to show the homes even greater potential! *November 2023: All new doors, LVP (luxury vinyl plank) flooring throughout, all new window and blinds, interior paint, remodeled kitchen including cabinets, quartz countertops, new sink, new garbage disposal, new stove, new dishwasher, remodeled both bathrooms (see list in supplements). *January 2024: New roof (see receipt in supplements).
Source: CRMLS #PW25107335
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.