1624 NE 32nd St Moore, OK 73160
Your savings
About this home
Located in the desirable community of The Waters, this 2023 Hummingbird floor plan built home by Homes by Taber offers a thoughtfully designed layout and exceptional features blending comfort, function, & modern efficiency. The extended back patio includes a wood-burning fireplace, gas line for grilling, & TV hookup, while the front porch adds curb appeal and charm. Inside, the open-concept living area welcomes you with a cathedral ceiling, ceramic tile flooring, & a gas fireplace with stacked stone surround. Ample natural light pours through large windows, creating an inviting space ideal for gatherings. The kitchen is equipped with Frigidaire stainless steel appliances, a built-in stove & oven, microwave, custom cabinetry, under-cabinet lighting, 3cm countertops, & a spacious island that houses a double sink and dishwasher. A walk-in pantry and pendant lighting add both style & practicality! From the living space, a modern sliding barn door leads to the primary bedroom and versatile flex room—perfect as a third bedroom or office, adding a stylish touch and separation. The primary suite features a sloped ceiling and an ensuite bathroom with dual vanities, two walk-in closets, a Jetta whirlpool tub, & a sizable separate walk-in shower. Each of the four bedrooms is well-sized, offering sufficient closet space with built-in shelving & ceiling fans. The large utility room includes built-in storage, & the extensive attic space and a three-car garage with an in-ground storm shelter. Built with energy efficiency in mind, a tankless water heater, R-44 insulation, smart sprinkler systems in both the front and backyard, and a smart garage door opener. Storm doors are installed at both the front & back entrances, and elegant under-soffit lighting adds a warm evening glow to the exterior! Buyers may also benefit from Cleveland County Down Payment Assistance options, & this home may be eligible for an assumable loan at 5.875% interest—be sure to ask your agent for details.
Source: MLSOK #1179062
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.