1624 Rabon Farms Ln Columbia, SC 29223
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About this home
Welcome Home to this updated one owner two story Davenport Floor Plan with Stone & Vinyl Construction on the exterior with tasteful decor & elevation designs located in the award winning Richland Two School District of Northeast Columbia near Fort Jackson, and the churches, shopping, dining & employment opportunities of nearby downtown Columbia & The University of South Carolina by Interstates I-77 toward Charlotte and I-20 toward Florence or Augusta. This open floor plan design was built in 2014 and has about 2150 heated sf and a two car garage& it is located in the sidewalk community of Rabon Farms which has a green area for kids or a dog walking area, a landscaped front & rear yard with a fully fenced rear wooden fence, a covered front porch with stone accents, a concrete sidewalk & double driveway, a covered rear concrete patio with a private peaceful oasis of landscaped garden areas & flowers beds. Some of the recent Upgrades include new roof shingles that were installed in August 2025 with Certainteed 30 year architectural shingles of an upgraded 140 MPH wind rating, upgraded lifetime boots, new shutters on the front of the home, gutters added to the front and rear of the home, a new Whirlpool smooth top free standing range with five elements, a new Heat pump inside and exterior units replaced in November of 2022 & a Rinnai gas tankless Hot Water Heater installed in August of 2025. As you enter the entry foyer you see the open floor plan w/engineered Hardwood flooring in the Formal Dining Room with baseboard molding, the hall half bathroom downstairs, the open Breakfast room, gourmet kitchen w/Granite Countertops, wood cabinets, pantry, Island with a breakfast bar & stools, Ceramic Tiled Backsplash, double sink, dishwasher, Refrigerator, new Range, Microwave above the stove & depending on price the newer washer & dryer can stay as well. There is a huge Great Room with Carpet off of the Kitchen for entertaining & your covered patio outside. Upstairs are 4 bedrooms & all have walk in closets, carpeting & 3 have new ceiling fans, Laundry Rm., private master has a vaulted ceiling, his & her closets, Sep. Shower & Sep. Garden Tub, Double Granite vanity & More!
Source: COLUMBIASC #617481
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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