163 Big Horn Ln Florissant, CO 80816
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About this home
Privately situated with long-range views and an easy drive to town, this thoughtfully updated mountain home offers a warm, functional interior and an outdoor space that truly sets it apart. Inside, the main level features tongue-and-groove ceilings, wood floors, and a wood-burning stove that adds both charm and comfort. The open kitchen includes a butcher block island and connects easily to the main living space, creating a practical flow for daily living and hosting. The lower level includes a pellet stove, an additional living area, and direct access to the outdoors. Both bathrooms have been updated, and walkouts on both levels lead to two full decks with great views of the surrounding valley and mountains. But the real standout is the yard—rarely do you find an outdoor space this thoughtfully designed and well cared for. Framed by lifetime metal privacy fencing, the yard includes a hot tub, winding stone pathways, and a generous stone patio perfect for gathering. There’s a greenhouse for year-round growing, mature trees that offer shade and privacy, and a bonus storage shed tucked neatly out of sight. Whether you're gardening, relaxing in the hot tub, or hosting friends on the patio or decks, this outdoor space feels like your own private mountain retreat. A rare combination of comfort, character, and an exceptional lot—this home is ideal for those who value both indoor charm and truly special outdoor living.
Source: RECO #1817247
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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