16302 Bates Cv Pflugerville, TX 78660
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About this home
Move-in ready with extensive updates while preserving its original charm, this single-story home sits on a spacious cul-de-sac lot in the established Windermere community. Step down from the elevated foyer into a sunken living room w/ vaulted ceilings & a dramatic floor-to-ceiling brick fireplace. Large windows & a French door invite natural light throughout the space, complementing the warm, no-carpet interior—featuring natural laminate plank flooring & tile for easy upkeep. An arched entry leads to the dining room, set apart by a tray ceiling & bay window—perfect for cozy, intimate meals. The kitchen impresses w/ white cabinetry, quartz countertops, a chic tile backsplash, stainless steel appliances, & stylish gold-tone hardware. A second arched opening provides an elegant flow between the living spaces. The primary suite showcases traditional flanking windows and a beautifully remodeled ensuite bath with a floating double vanity, subway tile tub/shower combo, and eye-catching hexagon tile flooring. Two additional bedrooms have customized built-in closet systems with cabinetry and drawers to maximize storage and function. Outside, enjoy the large covered patio and expansive side and backyard space—ready for your personal touch, whether that’s a garden, play area, or entertainment zone. Windermere residents enjoy a peaceful neighborhood setting with access to community amenities including a sparkling pool, tennis courts, basketball court, & playgrounds. Ideally located just minutes from I-35 and major thoroughfares, the home offers convenient access to The Domain, Tech Ridge, Q2 Stadium, Lake Pflugerville, Typhoon Texas, and more. Outdoor enthusiasts will love the proximity to walking trails and parks, while shopping, dining, and entertainment are always close by. Windermere sits just 18 miles north of downtown Austin and is perfectly positioned between Austin and Round Rock, making for an easy commute in any direction. For more info, go to : https://wkf.ms/4jAkX0B
Source: ACTRIS #9281903
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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