1631 N Shaffer St Orange, CA 92867
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About this home
Welcome to 1631 N Shaffer St — Where Comfort Meets Character in the Heart of Orange Step inside this beautifully updated single-story home and instantly feel the warmth and care that has gone into every detail. Offering 3 bedrooms, 2 bathrooms, and 1,593 sq ft of living space on a spacious 7,756 sq ft lot, this home blends timeless charm with thoughtful modern upgrades, the kind of home that simply feels “right.” The open and inviting living area features rich engineered hardwood floors, recessed lighting, and a cozy fireplace accented with elegant ledger rock. An oversized picture window fills the space with natural light and offers peaceful views of the lush rear yard, creating a perfect setting for relaxation or gatherings. The remodeled kitchen is both stylish and functional, featuring quartz countertops, glass tile backsplash, stainless-steel appliances, and abundant cabinet storage. Whether it’s a quiet night in or hosting friends, this kitchen was designed for everyday enjoyment. The primary suite provides a serene retreat with a remodeled bath featuring dual vanities, modern tilework, and a walk-in shower. Two additional bedrooms offer comfort and flexibility for guests, family, or a home office. The owners have invested over $120,000 in upgrades, including: dual-pane vinyl windows, French doors to the backyard, new front door, tankless water heater, upgraded air conditioning and heating, recessed lighting and ceiling fans, electrical panel, interior and exterior doors, ledger rock fireplace finish, custom interior paint, replaced sewer line, and stylish bamboo tile patio. Every improvement has been thoughtfully selected for comfort, beauty, and peace of mind. Step outside to a private backyard designed for relaxation and entertaining — complete with shade, greenery, and room to garden or play. A finished 2-car garage with attic storage and a wide driveway add everyday convenience. Located minutes from Shaffer Park, Chapman University, and the historic Orange Circle, this home offers the perfect blend of location, lifestyle, and lasting value. 1631 N Shaffer St isn’t just a house — it’s a place to slow down, reconnect, and start your next chapter with comfort, clarity, and confidence.
Source: CRMLS #OC25245883
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.