1634 Fm 1529 N # Ss Unit SS Cooper, TX 75432
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About this home
$10,000 down payment grant may be available to get you in this Custom Home on 6 Acres Near Cooper Lake, Practical, Peaceful, and Packed with Possibilities This well-built, newer construction home sits on 6 usable acres just minutes from Cooper Lake. With 2,350 sq. ft. of open living space, it’s designed for real life not just show. The heart of the home brings everyone together with an open layout connecting the kitchen, dining, and living areas. High ceilings and tall windows pull in natural light, while custom wood touches give it warmth and personality. The kitchen features a large island for prep or gathering, a farmhouse sink, granite countertops, and a walk-in pantry big enough for serious storage. Upstairs, you'll find a loft with a view, plus a quiet office space away from the action downstairs. Need more space? The shop offers about 500 sq. ft. of finished living quarters—great for guests, extended family, or a separate work zone. There’s also a brand-new 24x30 garage with heat and air and a barn that’s ready for livestock, storage, or business use. An additional office is built into the barn for flexibility. The land is fenced and currently set up for goats, which can be included with the sale to maintain the ag exemption. This property is ideal for someone looking for a home with function, freedom, and room to grow. Only minutes from Cooper Lake, where you can fish, boat, hike, and camp. It’s an easy drive to Commerce (Texas A&M-Commerce), Sulphur Springs, or Paris—so you’re never far from what you need. This isn’t just a house—it’s a setup for how you want to live. Private showings available.
Source: NTREIS #20837829
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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