$865,000

16363 Rusty Rudder Dr Woodbridge, VA 22191

$4,008/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Welcome Home to Port Potomac, Where Comfort Meets Style! Step into over 5,422 sq. ft. of beautifully updated living space in one of Prince William County’s most desirable communities. This 5-bedroom, 4.5-bath stunner is made for easy living and unforgettable entertaining! From the inviting Brick-front porch to the grand two-story foyer, this home blends charm with elegance. The main level features 9-foot ceilings, gleaming hardwood floors for a fresh, cozy feel. You’ll love the Bedroom & Full Bath on the main level (Ideal for In-law suite). Also features a spacious eat-in kitchen perfect for everyday meals or hosting a crowd, with brand new stainless steel appliances, tons of counter space, huge formal dining & family room and walkouts out to a deck perfect for BBQs, playtime, or quiet mornings, huge formal dining and family room. Upstairs, four generously sized bedrooms include a retreat-like primary suite with two walk-in closets, a spa-style ensuite with soaking tub, and a shower. Need even more space? The fully finished walk-out basement adds a huge rec room, bonus room, full bath, a plenty of storage. Upgrades for peace of mind and modern living: ✔ Freshly painted (2025) ✔ A/C Unit (2025) ✔ Stainless steel appliances (2025) ✔ Brand new door walks out to deck(2025)✔ Washer (2024), Dryer (2024) and more! Top-notch amenities are just a short stroll away: indoor & outdoor pools, a fitness center, resident lounge, and conference spaces—all part of the recently refreshed Port Potomac HOA clubhouse. This isn’t just a house, it’s your next chapter in a vibrant, connected neighborhood. Close to Potomac Mills, Stonebridge at Potomac Town Center, and major commuter routes. Don’t miss this rare opportunity to own a truly exceptional home in a prime location—schedule your private showing today.

5 bedroom
4.5 bathroom
4,851 sqft
0.26 acres
Single Family
Built in 2006
2 car garage
Air conditioning
Fireplace
Shared pool

Source: BRIGHT #VAPW2106580


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 03, 2025 06:15 pm
Listing agent: Ernest Ocansey (571) 332-7578
Listing provided courtesy of: Green Homes Realty (703) 236-0731
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAPW2106580
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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