164 Catani Loop Georgetown, TX 78628
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About this home
Elegant 5-Bedroom Home with Exceptional Features. Welcome to your dream home-where style, space, and smart living come together. This beautifully upgraded 5-bedroom, 3.5-bathroom residence offers everything your family needs and more. The Interior Highlights are; Home Theater Room with built-in surround sound system, Spacious Game Room for family fun and entertainment, Dedicated Office Area + additional Private Office Room, Sophisticated Formal Dining Room, Open-concept Living Room and Kitchen ideal for hosting, Convenient Laundry Room, Shared Jack & Jill Bathroom, Luxurious Primary Suite with two large walk-in closets. Plus Smart & Energy-Efficient Upgrades that make your living exceptional among which are... Central Gas Generator - reliable backup power, 32 Solar Panels - reduce your energy bills, Reme Halo Air Purifier System - breathe cleaner, healthier air, Culligan Water Filtration System under the kitchen sink, Whole-Home Water Softener, Remote-Controlled Blinds in the living room. Between the Exterior & Security Features the house provides Shutters Installed on all front-facing windows (first and second floors), Covered Patio with stylish tile flooring, Epoxy-Coated Garage Floor - clean and durable, Backyard Gate with direct access to green space, 8 High-Definition Security Cameras (3 interior, 5 exterior). This home combines elegance, functionality, and peace of mind-all in one stunning package. Don't miss the opportunity!!!!!!
Source: SABOR #1857889
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.