164 Essex Pl Davenport, FL 33896
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About this home
Welcome to your dream home! This exquisite 5-bedroom, 3-bathroom property is perfect as a primary residence or an income-producing short-term rental. As you enter, you are greeted by a grand two-story foyer that sets the tone for the elegant design throughout. The open floor plan seamlessly connects the spacious formal dining and family rooms, featuring beautiful arched doorways that enhance the home's charm. The living area is anchored by a custom-built entertainment center with adjustable lighting and an electric fireplace, creating a cozy atmosphere for relaxation or entertaining. The well-appointed kitchen boasts a smaller pantry and a brand-new stainless steel Whirlpool dishwasher (purchased in February 2025). Large sliding glass doors lead to an enclosed in-ground heated pool and spa, perfect for year-round enjoyment and entertaining guests. Conveniently located on the first floor is the laundry room, an updated walk-in pantry, a full bathroom, and a versatile bedroom ideal for in-laws, guests, or a home office. Upstairs, you’ll find an open landing suitable for an office area, alongside three additional bedrooms and a beautifully designed full bathroom with sliding shower doors. The expansive main suite is a true retreat, featuring sliding glass doors that open to a private covered balcony, offering breathtaking views of sunsets, sunrises, and even fireworks. Enjoy the tranquility of having no rear neighbors and the serene pond view. The main suite also includes a luxurious bathroom with a soaking tub, glass shower, water closet, and an oversized walk-in closet. This home also boasts a spacious two-car garage and is equipped with several upgrades, including a resurfaced pool (2023), a new pool heater (2024), a brand-new AC unit (2024), and a dishwasher (2025). Located in the highly sought-after gated community of The Shire in West Haven, residents enjoy resort-style amenities such as a clubhouse, pool, fully equipped gym, tennis courts, and volleyball. The HOA covers clubhouse access, landscaping, cable, high-speed internet, and pest control. Conveniently situated just minutes from Orlando International Airport and major daily shopping stores like Walmart, Target, and Lowe’s, you'll have everything you need at your fingertips. Local entertainment options include a movie theater, diverse dining choices, a new indoor park, North Eastern Regional Park, gyms, and the Davenport Community Center. Plus, you’ll find yourself equally distant to beautiful beaches on either coast. Priced to sell—this is an opportunity you don’t want to miss! Schedule your private showing today!
Source: STELLAR #P4936185
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.