$469,999

16406 E 50th St Tulsa, OK 74134

$2,958/mo at 6.5%
Unlock a lower rate & save over $100K.

Your savings
Compared to a new mortgage.
Principal/interest
Monthly payment

Monthly savings
5-year savings
Lifetime savings

About this home

Trinity Creek Treasure That Truly Checks Every Box! Welcome to your tranquil retreat in the heart of the highly sought-after Trinity Creek community. Step outside to your serene backyard oasis, complete with a TRANQUIL VIEW of NEIGHBORHOOD POND — perfect for morning coffee or sunset unwinding. From the moment you step through the front door, you’ll be captivated by the grand entryway with its soaring ceiling and graceful spiral staircase. This VERSATILE FLOOR PLAN offers 5 BR's -OR- 4 BR'S + Office (your choice). 3 FULL BATHS. The expansive living area, featuring a cozy FP & custom built-ins, flows seamlessly into the heart of the home. KIT is complete w/center isle/eating bar, pantry & breakfast nook. The KITCHEN'S central location makes it effortless to serve meals to both the casual dining area and the formal dining room, ideal for hosting family dinners or elegant gatherings. The spacious primary suite has a coffered ceiling, dual vanities, garden tub, separate shower, & walk-in. 2 ADDITIONAL BR'S downstairs create a Private, GUEST/IN-LAW AREA, while upstairs you’ll find a GAMEROOM/LIVING AREA, 2 MORE BR'S, and a versatile FLEX ROOM perfect for a home gym, study, or hobby space. Car enthusiasts and hobbyists alike will appreciate the oversized 3-CAR garage with a SAFE ROOM and a SEPARATE WORKSHOP w/direct backyard access. Recent updates include FRESH EXTERIOR PAINT, LIGHT FIXTURES, a NEWER ROOF (approx. 3 years old), HOT WATER HEATER and UPDATED HVAC SYSTEM (upstairs). PLANTATION SHUTTERS add classic charm, while the FULL BRICK EXT & SPRINKLER SYSTEM help keep maintenance low and your lawn lush year-round. Living in Trinity Creek means more than just a beautiful home — it’s a lifestyle. Enjoy access to a sparkling neighborhood pool, clubhouse, walking trails, fishing ponds, playground, and splash pad. This home truly checks all the boxes — spacious, elegant, updated, and located in one of the area’s premier communities.

5 bedroom
3 bathroom
3,169 sqft
8,147.0 sqft
Single Family
Built in 2006
3 car garage
Air conditioning
Fireplace
Shared pool

Source: MLSTECHNOLOGY #2546028


Loan details
Loan type
Remaining balance
Remaining term
Neighborhood


FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

View all FAQs
Last updated: Nov 19, 2025 01:12 am
Listing agent: Terry L McHenry (918) 688-2450
Listing provided courtesy of: Coldwell Banker Select (918) 251-4142
Details provided by MLSTECHNOLOGY and may not match the public record.
MLS ID: #2546028
The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of Greater Tulsa Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2025 Greater Tulsa Association of REALTORS®. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.