1646 Dunes Ct Haines City, FL 33844
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About this home
SIMPLY STUNNING! Tucked away on a private cul-de-sac in the prestigious Southern Dunes Golf & Country Club, this 4-bedroom, 3-bathroom pool home is the perfect blend of elegance, comfort, and Florida lifestyle. With an extra-long paver driveway that can accommodate numerous cars—an uncommon and attractive feature—you’ll feel the sense of arrival the moment you pull up. Set directly on the 12th fairway, this home offers unparalleled privacy and breathtaking golf course views. The highlight of the living space is the fully enclosed Florida Sunroom under air, complete with an electric fireplace, overlooking the sparkling pool and lush fairways beyond. It’s the perfect spot to relax, entertain, or simply take in the serenity of your surroundings. Inside, upgrades abound: an upgraded kitchen with granite counters and cabinetry, updated bathrooms, laminate flooring in the main living areas, and an inside laundry room. The spacious, open layout features formal living and dining rooms, a family room, and a charming breakfast nook—all with views of the pool and course. The primary suite is privately situated on one side of the home, with direct access to the sunroom, while the remaining bedrooms and baths (including a pool bath) are thoughtfully placed at the rear for convenience and comfort. The pool area is an entertainer’s dream with brick pavers, a freestanding hot tub, and wide-open views of the 12th fairway—perfect for soaking up the Florida sun or enjoying evenings under the stars. With a 2019 roof, newer AC, water softener, generator, and solar-heated pool, this home offers both peace of mind and energy efficiency. Southern Dunes is a master-planned, guard-gated golf community with 24-hour security, clubhouse, fitness center, tennis courts, playground, and the newly opened flood-lit driving range. Zoned for short-term rentals, it also provides excellent investment potential. Just minutes to Disney, Legoland, shopping, dining, medical facilities, and major highways, the location is as convenient as it is desirable. If you’ve been searching for a home that combines luxury, privacy, and unbeatable views, this is the one. Don’t miss your chance to make it yours!
Source: STELLAR #S5135126
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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