1647 Forest Park Dr District Heights, MD 20747
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About this home
Step into this beautifully updated 3-bedroom, 1.5-bath brick-front townhome, where comfort meets modern design. The freshly painted interior is bright and welcoming, featuring all-new flooring throughout &mdash durable plank laminate on the main level and plush new carpet upstairs. The renovated eat-in kitchen is a showstopper with stainless steel Whirlpool appliances, granite countertops, crisp white cabinetry, stunning tile backsplash, and a breakfast bar perfect for casual meals or entertaining. Large windows flood the space with natural light, making the kitchen and dining area warm and inviting. The open-concept living and dining room includes a cozy wood-burning fireplace adorned with porcelain tile, creating the perfect gathering space. From here, step out through the new sliding glass door into your private fenced backyard, ready for summer BBQs or quiet evenings under the stars. (Freshly seeded for lush green grass!) Upstairs, retreat to a spacious owner&rsquos bedroom complete with ample closet space and a remote-controlled ceiling fan. Two additional bedrooms and a stunning full bath with double granite vanities, modern porcelain tile, and a private toilet/tub space complete the upper level. A convenient upper-level laundry area makes daily routines a breeze. Enjoy peace of mind with new windows, new HVAC (Rheem system), new front door and storm door, and a roof only 5 years young. Community perks include a pool, tot lots, tennis courts, and picnic areas. Two assigned parking spaces are included, and you're just minutes from FedEx Field, Ritchie Station Marketplace, Woodmore Towne Centre, and Metro/bus access. Quick routes to I-495/95, Central Ave., and Pennsylvania Ave. make commuting easy.
Source: BRIGHT #MDPG2160276
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.