16472 Angel Fish Rd Winter Garden, FL 34787
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About this home
Beautiful 4-Bedroom Home with CUSTOM CLOSETS and WATER FILTRATION SYSTEM in the Amenity-Rich Waterleigh Community. The Popular Cleardon Floor Plan has an assumable mortgage at 2.25 percent! With top-rated schools and minutes to Walt Disney World, Waterleigh is one of the most desirable communities in Horizon West, Winter Garden, Florida! The Cleardon floor plan stands out for its thoughtful layout, upscale finishes, and effortless flow between living spaces. This two-story home features four spacious bedrooms, 3.5 bathrooms, a charming front porch, a covered and screened lanai, and a two-car garage. The first floor features an open-concept kitchen overlooking the bright living area, an eat-in nook, and a separate dining room—perfect for entertaining. There’s also a guest bedroom and full bathroom on the main floor, ideal for visitors or in-laws, as well as a half bath for added convenience. Upstairs, you’ll find a large loft area, three additional bedrooms, including the primary suite with a private en-suite bath, and a dedicated laundry room. Located just one block from a community pool and playground, this home sits on a wider street—Angel Fish Street—providing extra parking and space for guests.Upgrades and Features: Whole-home water filtration system, Screened and extended paver patio, Custom closets in every room, including laundry and garage Epoxy-coated garage floor, includes washer and dryer and all window cocerings. Community Highlights:Waterleigh offers resort-style living with 4 sparkling community pools, 2 fitness centers, tennis and pickleball courts, volleyball, mini golf, rock climbing, walking trails, and more! Enjoy the convenience of nearby shopping, including a Publix inside the golf-friendly community, dining, and top-rated Horizon West schools inside the comunity, plus easy access to Disney, Highway 429, and Orlando attractions. Don’t miss your chance to own this beautiful Waterleigh home in Winter Garden. Schedule your private showing today and experience the best of Florida living!
Source: STELLAR #O6351523
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.