16481 Oakview Dr Brooksville, FL 34601
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About this home
Discover the perfect blend of peaceful country living and modern comfort on nearly 5 fenced acres in the heart of Brooksville. This 4-bedroom, 2-bathroom home offers over 2,200 square feet of living space with an open layout and all the flexibility you need for family, guests, or hobbies. Step inside to find two spacious living areas, a large dining space, and a bright kitchen with plenty of cabinets, a center island, and newer appliances. The primary suite is tucked away for privacy and features dual walk-in closets, a soaking tub, separate shower, and double vanity. The split floor plan places three additional bedrooms and a full bath on the opposite side of the home, giving everyone their own space. Outside, you’ll love the setup — a covered and screened rear porch perfect for relaxing or entertaining, a private above-ground pool with deck, and a large detached workshop/garage equipped with 30-amp and 50-amp RV hookups and ample power for tools or toys. The circular drive and paved parking area provide room for trucks, trailers, and RVs, while the cross-fenced pasture and outbuildings make it easy to keep animals or run a small hobby farm. Enjoy the balance of cleared, usable land and shaded wooded acreage for privacy. Located in Istachatta Acres, this home offers the quiet of rural life just minutes from the Withlacoochee River, trails, and Brooksville’s local conveniences. Whether you’re looking for a homestead, small farm, or simply room to breathe — this property checks every box.
Source: STELLAR #W7879670
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.