1649 Kiowa Crest Dr Diamond Bar, CA 91765
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About this home
Spectacular charm, serenity & privacy are yours in this unique sanctuary retreat that is a certified National Wildlife Habitat. This property is as individual as you & sits on over 1 acre size lot in one of Diamond Bar most sought after neighborhoods. Prestigious Walnut unified school district is a huge added bonus for this estate. Long, private driveway leads to huge front yard with some stone work & beautifully matured landscaping that the owners spared no expense on! Possible front yard ADU structure with endless possibilities. Amenities galore from rock front patio area to enjoy the sounds of nature as you come into this paradise estate, 5 bedrooms, 3 baths tastefully updated, newer exterior & designer interior paint, Herringbone vinyl plank flooring, crown molding, newer dual pane windows & doors, some French doors, recessed lighting, skylights/solar-tube, large laundry room with sink & more as the list of features is endless. Formal rock entry way opens to step-down formal living room with cozy dual sided fireplace & skylights. Large family room boasts cozy fireplace while highlighting views of the backyard surrounded by nature, beauty, peace & joy. Remodeled chef delight kitchen features Granite counters, SS appliances, water pot filler, farmer sink + opens to dining/family room. Spacious primary suite with double doors leading to one of the many patio areas in the backyard & walk-in closet that has built-in organizers. Primary bath remodeled with dual sinks & walk-in shower. Huge backyard with many fruit bearing trees, low tolerate landscaping, raised viewing deck as a lookout balcony area to enjoy splendors of this paradise property, possibilities for this property being endless from entertaining, private relaxing getaway & so much more, covered patio area & outdoor large elevated BBQ area with a sink & island/bar counter seating area making it perfect for entertaining by your sparkling swimming pool with waterfalls with new pool heater, pump & filter system. Side patio area & several added structures provide additional entertaining spaces. One is an enclosed kitchen/bar room with a sink. Another is enclosed living area &/or inside dining. There are many walking trails on this property. This peaceful oasis is truly an entertainer’s magical delight. Plenty of parking with possible RV &/or boat parking. Commuter friendly with 57/60 freeway near-by. Plus this property is conveniently located close to the schools, parks, shopping, restaurants & more!
Source: CRMLS #CV25258500
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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