165 Blooming Cv # V Unit V Crestview, FL 32539
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About this home
Stunning 2023-Built Home with Upgrades Galore & Assumable 5.5% VA Loan!Welcome to this beautifully maintained, nearly-new; rare 4 bedroom home that truly has it all! Built in 2023 and loaded with thoughtful upgrades, this property offers modern comfort, exceptional energy efficiency, and a prime location with added privacy.Step into the heart of the home--a chef's dream kitchen featuring a gorgeous quartz island, upgraded tile backsplash, stainless steel appliances, and ample cabinet space. The open-concept design flows seamlessly into the living and dining areas, perfect for entertaining or relaxing.Enjoy peace of mind and pristine water quality with a full-house water filtration system. Take advantage of the assumable VA loan at a competitive 5.5% interest ratea rare opportunity in today's market! Additional features include:Solar panelscurrent owners pay only a $44 monthly connection fee with no electric bill! Ceiling fans in every bedroom for comfort year-round Gutters installed around the entire home Attic access with pull-down stairs and plywood flooring for extra storage Covered lanaia perfect space for outdoor dining or morning coffee. Set on a desirable lot that borders a common area and dry retaining pond, this home offers a much larger and more private feel. The backyard backs up to a wooded area, providing serene views and extra seclusion. Don't miss your chance to own this move-in ready gem with top-tier upgrades, low utility costs, and unbeatable privacy. This move-in ready home blends style, function, and long-term savings, easy proximity to bases, shopping, hospital, and schools;schedule your showing today!
Source: EMERALDCOAST #984952
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.