165 Vista Rdg W Jackson Springs, NC 27281
Your savings
About this home
Welcome to this one-of-a-kind custom modern farmhouse, situated on a private 2.5-acre cul-de-sac lot in the prestigious gated community of Grande Pines. With 4 bedrooms, 3.5 baths, this home offers the perfect blend of rustic charm and refined elegance. Step inside to find hardwood floors throughout, rustic wood beams, and a stunning floor-to-ceiling stacked stone gas fireplace anchoring the spacious open living room. The adjoining kitchen is a chef's dream, featuring white wood cabinetry, quartz countertops, subway tile backsplash, a large island, gas range, and stainless steel appliances. Enjoy meals in the dining area or step out to the screened-in porch, complete with a stacked stone wood-burning fireplace, ideal for relaxing or entertaining year-round. The outdoor patio with a fire pit makes this home an entertainer's paradise. The primary suite is a true retreat, offering a spa-like bathroom with a freestanding soaking tub, clapboard walls, a clear glass step-in shower, and an oversized walk-in closet with a center island. Unique features throughout include 150+ year-old reclaimed wood mantels from a local tobacco farm and custom cabinetry in the home office, including a built-in window seat and filing cabinet. Additional highlights include oversized 3-car garage, generator-ready setup, low-maintenance exterior, guest bedrooms connected by a Jack-and-Jill bathroom with double vanities and glass step-in shower (see feature sheet for more). Community amenities include over 830 acres with scenic walking/hiking trails, parks, and access to a sportsman's cabin—perfect for picnics, reading, or games. Located minutes from Foxfire Resort as well as championship golf courses in the Pinehurst area, schools, shopping, and dining, this home offers the perfect balance of seclusion and convenience.
Source: NORTHCAROLINAREGIONAL #100534632
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.