1651 Lakeview Pl Englewood, FL 34223
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About this home
LAKEFRONT LIVING NEAR ENGLEWOOD BEACH! If you’ve been dreaming of a home that blends modern updates with timeless Old Florida charm, this is it. Nestled on a quiet, secluded .51-acre lakefront lot, this 4-bedroom, 2-bath retreat offers the perfect combination of privacy, space, and convenience—just one mile as the seagull flies from Englewood Beach! From your very own private dock, you’ll have a front-row seat to the beauty of Florida’s natural landscape. Quiet mornings can be spent watching native birds, turtles, and other wildlife while enjoying the peaceful reflection of the lake. This is more than a home—it’s an opportunity to truly connect with nature. Inside, you’ll immediately appreciate the extensive renovations that make this home completely move-in ready: new roof (2019) impact-resistant hurricane windows (2023) new AC (2022), updated kitchen & appliances (2023), epoxy floors throughout (2023), updated bathrooms (2023), new water heater (2024), fresh interior & exterior paint, and all-new interior doors and trim. At the heart of the home is a chef-inspired kitchen, featuring two butcher block prep islands, stylish cabinetry, and a brand-new Samsung appliance package. Whether you’re cooking for family or entertaining guests, this kitchen is designed to impress. Just off the kitchen, discover a spacious Florida room—perfect as a cozy family room, an elegant dining room, a home office, or even a private gym — the choice is yours, and the flexibility is invaluable. Step outdoors and rinse off in the outdoor shower after a beach day, or imagine the endless possibilities the oversized lot provides: ample space for a pool, RV, boat, or your favorite toys—with an RV hookup already in place. Beyond your doorstep, you’re just minutes from Englewood’s pristine beaches, shopping, dining, and the vibrant seasonal farmers’ markets on historic Dearborn Street. Yet, your home remains tucked away in a peaceful setting that embodies the best of Florida living. This is more than a home—it’s a sanctuary. Don’t miss your chance to own this unique property in one of Englewood’s most desirable locations. With all the updates complete, all that’s left is to slip on your flip flops and step into the sensational, laid-back Florida lifestyle you’ve been dreaming of. Don’t wait—schedule your private showing today.
Source: STELLAR #D6143973
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.