166 S Oak Pointe Dr Seneca, SC 29672
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About this home
Welcome to 166 South Oak Pointe Drive, a rare opportunity to own a level waterfront estate on the jewel of the Upstate, Lake Keowee. Situated on a .81-acre lot in the sought after South Oak Pointe community, this home combines luxury upgrades, modern convenience, and the kind of lake access that is almost impossible to find. Set on a wide, deep cove, the property offers breathtaking water views while also providing calm, protected waters perfect for swimming, paddle boarding, kayaking, or simply floating the day away. The private dock with EZ stairs and dual Jet Ski ports makes getting on the water effortless, whether it is a quick evening cruise or a full day of boating with friends and family. Unlike many steep lot properties around Lake Keowee, this home boasts a flat, walkable lot that allows easy access to the shoreline, an advantage buyers truly treasure. Inside, the five bedroom, four and a half bath home has been extensively updated to reflect the best in modern design. Fresh interior paint, three quarter inch oak hardwood floors, and new lighting create a bright, welcoming feel throughout. The fully remodeled kitchen features custom cabinetry, quartzite countertops, a subway tile backsplash, a custom range hood, and top-quality appliances, making it a true chef’s dream. A coffee bar with beverage fridge and ice maker adds an extra touch for seamless entertaining. The living room showcases a refreshed stone fireplace with a custom mantel and detailed wainscoting, perfect for cozy evenings by the fire. The owner’s suite is a private retreat with hardwood flooring, a craftsman style accent wall, and a completely remodeled spa bath featuring marble finishes, Brizo luxury fixtures, a cast iron soaking tub, and smart Bluetooth audio for a personalized experience. The finished basement has been transformed into an entertainer’s dream, complete with a new stone fireplace, quartzite counters, updated flooring, and a media room with a 120-inch projector screen ready for movie nights, big games, or family gatherings. Outside, the sellers have invested heavily in updates that maximize curb appeal and functionality, including new front entry columns and double doors, a French drain system, added parking, a hot tub patio, firepit area, and thoughtful landscaping. Lake Keowee is one of the Southeast’s most coveted lakes, known for its crystal-clear water, 300 miles of pristine shoreline, and proximity to both the Blue Ridge Mountains and charming small towns. This location offers the best of convenience as well, just eleven miles to Clemson University, five miles to downtown Seneca’s shops and restaurants, minutes to Prisma Health Oconee, one hour to Greenville, and approximately fifty-one miles to GSP International Airport, with Atlanta and Charlotte both an easy two-hour drive. Level lots with expansive water views are extremely rare on Lake Keowee, and when paired with extensive upgrades, turnkey condition, and unmatched location, this property stands out as one of the most compelling opportunities on the market today. 166 South Oak Pointe Drive is more than a home, it is a lifestyle filled with sunrise coffee overlooking the water, afternoons of boating and swimming, and evenings gathered around the firepit, with stunning sunsets, under the stars. Whether as a primary residence, a game day retreat, or a legacy family home, this property captures everything buyers dream about when they imagine life on Lake Keowee. (Note: Furniture available at additional cost)
Source: GREENVILLESC #1567954
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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