167 Gage Dr Mooresville, NC 28115
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About this home
Welcome Home! This stunning 4-bedroom, 3-bath home offers mostly main-floor living and is truly a must-see. The upstairs features a spacious loft, along with the 4th bedroom and a full bath—perfect for guests, teens, or a private retreat. As a builder’s spec home, it showcases the upgraded finishes you’d expect in a new build: colorful granite countertops, a center island with sink and storage, recessed and pendant lighting, crowned kitchen cabinets, gas fireplace with gas logs, large crown moldings, and wainscoting. The generous Primary Suite impresses with a tray ceiling, ceiling fan, dual vanities, garden tub, walk-in shower, tile flooring, and a large walk-in closet. Step outside to your private backyard oasis—professionally designed with meticulous paver work, a permitted hot tub, gazebo with sun/privacy shades, full privacy fencing, and a spacious shed. Located in the highly sought-after Mooresville Graded School District, this home sits in the popular Curtis Pond subdivision, an active community offering a pool, playground, picnic and grilling area, sidewalks, clubhouse, and frequent neighborhood events. Just minutes from charming Downtown Mooresville, you’ll enjoy boutique shopping, fine dining, Liberty Park, and year-round community activities. Don’t miss your chance to tour this well-kept home—you’ll be impressed from the moment you step inside!
Source: CANOPYMLS #4314236
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.