167 Ridgeview Ct Grass Lake, MI 49240
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About this home
Move-In Ready 4-Bedroom Home on Over Half an Acre in Grass Lake! Welcome to this beautifully maintained 2-story home nestled on a quiet cul-de-sac in the heart of Grass Lake. Offering 2,330 finished sq ft of living space on over half an acre, this home combines the convenience of Village amenities with the benefit of lower township taxes. Step inside to find newer vinyl plank flooring throughout the main level, a welcoming foyer with a spacious closet, and a large living room that flows seamlessly into the dining area, perfect for everyday living and entertaining. From the dining area, step out onto a generous deck that overlooks the expansive backyard complete with a firepit, ideal for enjoying cooler evenings. The kitchen features a convenient bar for casual dining or entertaining, along with newer appliances including a refrigerator, stove, microwave, and dishwasher. A convenient half bath and laundry room complete the main floor. Upstairs, the spacious primary suite includes two large closets and a private bath with new flooring and a walk-in shower. Three additional bedrooms and a second full bath (also with new flooring) offer plenty of room for family or guests. The oversized fourth bedroom can easily serve as a flex space; home office, media room, or playroom. The partially finished basement expands your living space with a rec room featuring a bar, great for game nights or entertaining, as well as space for a home gym and a utility/storage room. Additional features include a 2-car attached garage and a storage shed for even more space. Don't miss this opportunity to own a move-in ready home with room to grow, all in a peaceful neighborhood setting close to the charm of Grass Lake Village. Schedule your showing today!
Source: REALCOMP #81025052489
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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