16718 Keene Ct Charlotte, NC 28278
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About this home
16718 Keene Ct in The Palisades presents a rare blend of space, style and community amenities — offered at $600,000. This 2020-built, three-story home delivers over 3,700 sq ft with 6 bedrooms, 3.5 baths and thoughtful flexible spaces to suit every stage of life. An open main level links the kitchen, dining and living areas for effortless entertaining, plus a private main-floor office and a versatile first-floor room that can serve as guest space, playroom or study. A convenient half bath on the main has room to convert to a full. The second level features a generous primary suite with oversized custom closet and en suite bath, plus three additional bedrooms and a full bath. The third floor adds an additional bedroom and a flex space — ideal for multi-generational living, hobbies or a media space. Outside, enjoy a fenced yard with dual patios (concrete and paver) and a built-in grill on a cul-de-sac lot near one of the neighborhood pools. Residents also benefit from miles of trails, multiple community pools and optional membership at The Palisades Country Club. Minutes to Lake Wylie and a short drive to Uptown Charlotte; nearby attractions include Winthrop University and Daniel Stowe Conservancy. Schedule your private tour today.
Source: CANOPYMLS #4307756
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.