1672 Orrington Payne Pl Casselberry, FL 32707
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About this home
Welcome to this beautifully maintained 3-bedroom, 3-bathroom townhome located in a highly sought-after gated community! Step inside to discover a spacious, large master bedroom with a walk-in closet and an oversized shower for a spa-like experience. The two additional bathrooms are thoughtfully designed with a clean, consistent aesthetic, each featuring a tub and shower combo. Enjoy the functionality of a 1-car garage outfitted with an organization system and custom storage upgrades, perfect for keeping everything neat and tidy. Outside, the home features a paved driveway, a charming front porch area, and a standard two-car driveway, typical for the neighborhood. The community itself is a quiet, gated enclave consisting of only 26 homes. It offers a wide range of amenities, including a community pool (newly resurfaced in Summer 2025), public bathroom facilities, a scenic nature trail with two access points, and a pond that flows into Lake Jesup. Street parking is not permitted; however, the HOA has secured additional parking by purchasing a portion of a nearby grocery store parking lot for residents and guests. The HOA covers landscaping and maintenance of common areas, allowing for low-maintenance living. This home is also conveniently located close to major amenities. Don't miss the opportunity to own this standout property. Schedule showing today!
Source: STELLAR #O6347252
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.