1675 Abernethy Pl The Villages, FL 32162
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About this home
ABSOLUTELY STUNNING, COMPLETELY RENOVATED, 3/2 BLOCK and STUCCO CUSTOM Grand Ficus with REAR WATER VIEWS on a CUL-DE-SAC road in the highly desirable Village of Poinciana! - ONLY MINUTES from BOTH Lake Sumter Landing and Brownwood Paddock Town Squares! LOW BOND! NEW ROOF (2025)! Updated landscaping boasting a grand live oak and a QUAINT front porch welcome you in to this METICULOUSLY-MAINTAINED home! Step inside the ELEGANT leaded-glass DOUBLE ENTRY DOORS into a GENEROUS 12’x8’ foyer with a CONVENIENT entry closet. Setting a tone of ELEGANCE throughout the ENTIRE home are PLANTATION SHUTTERS; rich, wood-grain LUXURY VINYL PLANK flooring; OVERSIZED baseboards; and MODERN lighting and fans. The VOLUMINOUS, OPEN CONCEPT floor plan of the living, dining, kitchen, and dinette enhance the GRANDEUR of the main living area. The PHENOMENAL kitchen showcases STAGGERED, WHITE SHAKER cabinetry; QUARTZ countertops; TILE backsplash; BLACK STAINLESS appliances; GAS cooking; BUILT-IN, DOUBLE PANTRY with PULL-OUTS; UNDER CABINET lighting; and a LARGE CENTER ISLAND with WATERFALL QUARTZ top and sides, pop-out outlets, and an EAT-IN breakfast bar. The ADJACENT DINETTE features a BAY window for an ABUNDANCE of natural light. TWO SOLAR TUBES also grace the main living area. From the dining area, step through a LEADED-GLASS French door to the REAR PATIO with WATER VIEWS and PRIVACY landscaping - the perfect spot to relax and enjoy the beautiful Florida weather! Retreat indoors to the LUXURIOUS primary bedroom featuring DOUBLE ENTRY doors, VAULTED ceiling, and a CUSTOM WALK-IN closet. It’s en suite bathroom boasts light grey cabinetry with GRANITE tops, DOUBLE sinks, TILED WALK-IN shower with built-in bench, and a LINEN closet. Near the front of the home, a POCKET DOOR separates the second bedroom and bath creating a PRIVATE guest wing. Bedroom two boasts an extended BAY window and a CUSTOM built-in closet. The second bathroom features a dark GRAY vanity with GRANITE top and a TILED tub and shower combination. For added CONVENIENCE, the washer and dryer are located behind bifold doors in the corridor between the second bedroom and bath. Bedroom three is just off of the main living area and offers a VAULTED ceiling, DOUBLE windows, and a built-in closet. Completing the package is a 2-CAR GARAGE with PAINTED floors, a utility sink, additional shelving, and PLENTY of room for parking and storage! DON"T MISS the OPPORTUNITY to make this MAGNIFICENT HOME YOUR OWN! The Village of Poinciana is IDEALLY LOCATED - JUST MINUTES from BOTH Lake Sumter Landing and Brownwood Paddock Town Squares - where you'll have EASY ACCESS to world-class live nightly entertainment, shopping, and dining! Nearby pool and recreation centers include: Poinciana, Allamanda, Hibiscus, and Lake Miona. For golf enthusiasts, Cane Garden Country Club is just a short drive away, featuring a well-equipped pro shop, and 27 holes of challenging championship golf on the Jacaranda, Hibiscus, and Allamanda courses. Nearby CR466 and CR466A also offer an ABUNDANCE of shopping, restaurants, banks, medical and more!. PLEASE WATCH OUR WALKTHROUGH VIDEO of this EXCEPTIONAL HOME in a FABULOUS LOCATION and call today to schedule your Private Showing or Virtual Tour!
Source: STELLAR #G5100695
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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