1676 W 11th Ave Escondido, CA 92029
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About this home
Experience refined living in this exceptional Southwest Escondido residence. This beautifully appointed home welcomes you with dramatic ceilings, expansive windows, and a flowing open layout. With 5 bedrooms, 3 full baths, and a spacious 3-car garage, this home blends comfort with sophistication. Step into a breathtaking resort-style backyard featuring a shimmering pool and spa, a serene Hawaiian-inspired waterfall and an inviting fire pit framed by lava rock accents. Enjoy panoramic mountain and city views from your private retreat—perfect for relaxation and upscale entertaining. Located in a highly desirable area, this home is just a short walk to the bus station and major retailers, including Albertsons, Home Depot, Target, gas stations, restaurants, and more. A fantastic location that offers convenience and lifestyle all in one. Welcome to this beautifully maintained 5-bedroom, 3-bath home featuring a bright, spacious layout and a resort-style backyard with a sparkling pool, spa, rock accents, flowers, and fruit trees—perfect for relaxing or entertaining. Inside, the home offers elevated upgrades including marble-style vinyl flooring in the formal spaces, refreshed baseboards, an updated kitchen backsplash, modern cabinet hardware, and an upgraded faucet. The guest spaces and bathrooms have also been enhanced with replaced flooring, updated fixtures, new basins, and toilets. Upstairs showcases luxury vinyl flooring and panoramic views of the mountains and city lights. Additional improvements include dual A/C systems, upgraded and repainted fencing, a replaced side gate, exterior cleaning and repainting, a recently installed water heater and pressure regulator, and water-saving irrigation in both yards. Conveniently located near bus routes, grocery stores, restaurants, gas stations, Home Depot, Target, and more—this home offers exceptional comfort, convenience, and resort-style living all in one. This beautifully maintained home has it all—don’t miss your opportunity to make it yours!
Source: CRMLS #250043181SD
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.