16763 Stags Leap Ln Fontana, CA 92336
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About this home
Welcome to your next chapter in the heart of Gabion Ranch—a vibrant, family-friendly community where comfort and connection come standard. This beautifully maintained 3-bedroom, 2.5-bathroom home offers the space, features, and neighborhood vibe that first-time homebuyers are looking for. Downstairs, you’re welcomed by a light-filled, open-concept layout with upgraded porcelain tile flooring—perfect for busy households and easy to keep clean. Large plantation shutters add a touch of charm while offering privacy and energy efficiency throughout the home. The kitchen is both stylish and practical, featuring quartz countertops, stainless steel appliances, and plenty of cabinetry for storage. Whether you’re cooking for the family or entertaining friends, this space is made to feel easy and comfortable. Property comes with a quiet cool whole houae fan. Upstairs, the spacious primary suite offers a quiet escape with an attached en-suite bathroom and generous closet space. Two additional bedrooms can serve as kid’s rooms, a home office, or a guest room depending on your family’s needs. Step outside into a private backyard designed with simplicity and fun in mind. Artificial turf keeps the yard green year-round with zero maintenance—ideal for kids, pets, or outdoor gatherings without the hassle of lawn care. This smart home includes an electric vehicle charging station, and keyless front door lock. Energy-efficient touches like a tankless water heater and leased solar panels help keep monthly utility costs lower. Living in Gabion Ranch means having access to all the extras that make everyday life better: splash pads, fire pits, dog parks, walking trails, and more. It’s the kind of place where neighbors look out for each other, kids ride bikes after school, and families grow together. If you’ve been dreaming of a place to call your own, this is it. Welcome home. Don't let this investment pass you by!
Source: CRMLS #TR25239530
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.