168 Netherfield Dr Summerville, SC 29486
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About this home
Just steps from the vibrant Nexton Square, this beautifully maintained home offers everything you need and more! Located in the highly desirable Carriage Lane Subdivision, this spacious home sits on a near 1/3 acre lot at the end of a quiet cul-de-sac. With dual primary suites, a heated saltwater pool with tanning ledge, and a large, privately fenced backyard, this home is perfect for both entertaining and relaxing in comfort.Major recent updates include a new roof in 2023, new flooring, a new hot water heater, and freshly painted interiors that add a modern, fresh feel. The open-concept kitchen features granite countertops, a large island, stainless-steel appliances, and plenty of storage, making it ideal for hosting.The main primary suite is located on the first floor and includes dual vanities, a separate tub and shower, and an extra large walk-in closet. Upstairs, enjoy a spacious bonus loft area, three generous bedrooms, a bathroom, and a second primary suite with its own en-suite bathroom. Step outside to your very own private oasis! The heated in-ground saltwater pool and patio were added in Oct. of 2024 and are perfect for year-round enjoyment. The screened-in porch offers the ideal space to relax while overlooking the fenced backyard. With the HERS rating for low utility bills, this home offers efficiency and comfort. Best of all, you're just a quick golf cart ride away from Nexton's shopping and dining! Don't miss out on this exceptional homeschedule your showing today!
Source: CTAR #25027538
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.