168 Winston Ct Saint Johns, FL 32259
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About this home
PRICE IMPROVEMENT!! SELLERS ARE MOTIVATED! If gracious living and Southern hospitality are calling your name, then come take a peek at this stunning 5 bedroom, 4.5 bath beauty with just under 4,000 sq ft of thoughtfully designed space. Situated at the end of a cul-de-sac, this beautifully designed floorplan checks every box. As you step through the front door, you're greeted with elegance and intention. To the left, a versatile space perfect for a home office, cozy music room or den - and to your right, a lovely formal dining room just waiting for Sunday suppers and holiday gatherings. The heart of the home is the gourmet kitchen, and oh honey, it is a showstopper! With soft grey cabinetry, quartz countertops, a gas stove topped with a decorative hood and roll-out shelving galore, you'll find beauty and function in every corner. The oversized island, featuring rich espresso-toned cabinetry, invites friends and family to gather 'round for a good meal or morning coffee. There's even a breakfast nook and built-in tech center, perfect for managing busy days with ease. The kitchen flows right into the spacious family room, complete with triple sliding glass doors that open to a covered lanai - ideal for sweet tea sippin' and warm weather lounging. The backyard is partially fenced and big enough for a pool, should you fancy one. The spacious primary suite and guest suite are both conveniently located on the main level, giving you flexible living options and privacy for visitors. Downstairs features wood-look tile floors throughout (with the exception of the bedrooms and office), combining beauty and durability. Upstairs is just as impressive, offering a Jack and Jill suite, an additional bedroom and bathroom, a loft space, and your very own theatre room - perfect for movie nights and game day cheering. There's even a walk-out attic for easy access and extra storage. Topped off with a beautiful staircase feature decorative spindles and hardwood step, this home truly has it all - space, style and that unmistakable Southern soul. Come sit a spell and see why this house isn't just a place to live - it's the kind of place you'll want to call home. HIGHLIGHTS: TWO STORAGE AREAS IN THE ATTIC "TECH" CENTER IN THE KITCHEN 3 ENTRANCES TO LANAI MOVIE ROOM OFF THE LOFT UPSTAIRS WAINSCOTING IN THE DINING ROOM LEAF FILTER GUTTERS GLASS CABINETS IN BUTLER'S PANTRY LOTS OF WALK-IN CLOSETS CRAFT CLOSET OFF THE LOFT AREA 3 CAR TANDEM GARAGE TRAY CEILING IN PRIMARY BEDROOM CROWN MOLDING IN MAIN AREAS OF GROUND FLOOR AND PRIMARY BEDROOM *COMMUNITY AMENITIES: POOL, DOG PARK, FENCED PLAYGROUND AND WALKING PATHS
Source: REALMLS #2075535
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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