16856 Meadows St Clermont, FL 34714
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About this home
Welcome to 16856 Meadows Street, a meticulously maintained 4-bedroom, 3.5-bathroom home located in the highly desirable Sawgrass Bay community of Clermont. With 3,108 square feet of living space (3,888 total), this two-story home offers space, privacy, and high-end upgrades—perfect for comfortable family living or multigenerational households. From the moment you arrive, you’ll appreciate the home’s fresh exterior appeal, new roof, and stone-accented columns leading to a welcoming covered entry. Inside, the home boasts professionally painted walls, custom-made blinds on every window, and a smart, functional layout with a combination of tile and luxury vinyl plank flooring. The heart of the home is the gourmet kitchen, which features granite countertops, 42” cabinetry, stainless steel appliances, double ovens, filtered water at the sink, subway tile backsplash, and a large walk-in pantry. The open-concept kitchen flows into a spacious family room and dining area—ideal for entertaining. The home features two primary suites, each with its own private en suite bathroom. The first-floor primary suite offers a private retreat with tray ceilings, lanai access, and a spa-like bathroom featuring a soaking tub, separate shower, dual sinks, and a walk-in closet. The second suite is located upstairs—ideal for guests or multigenerational living. Upstairs you’ll find two additional bedrooms, each with ceiling fans, along with a full bathroom and an oversized loft/flex space—perfect as a media room, home office, or game area. Step outside to a screened-in lanai (with its own ceiling fan) that overlooks a fenced backyard complete with mature mango and banana trees, surrounded by a privacy wall and no rear neighbors. UPGRADES & FEATURES: • 4 Bedrooms | 3.5 Bathrooms | 2-Car Garage • 3,108 SqFt Living | 3,888 SqFt Total • New Roof • Ceiling Fans in All Bedrooms + Lanai • Custom Blinds on All Windows • Professionally Painted Interior • Whole-House Water Softener + Filtered Kitchen Water • Gourmet Kitchen w/ Granite, Island, Double Ovens • First-Floor Primary Suite w/ Lanai Access • Second-Floor Secondary Primary Suite • Massive Upstairs Loft / Bonus Room • Screened-In Lanai + Fully Fenced Backyard • Mature Fruit Trees (Mango & Banana) • No Rear Neighbors – Privacy Wall • Security System for All Windows & Doors • Located in Sawgrass Bay near trails, playground, and top-rated schools • Just minutes to US-27, US-192, Disney, and SR-429 Whether you’re upgrading your family home or looking for multi-generational living with premium features already in place, this home delivers space, comfort, and peace of mind. Schedule your private showing today and discover the best of Clermont living in Sawgrass Bay!
Source: STELLAR #S5130765
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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