169 Maynard Rd Gray, GA 31032
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About this home
Discover the perfect blend of comfort, privacy, and natural beauty with this stunning home situated on 12.11 acres, featuring a peaceful creek winding through the backyard. Spanning nearly 2,500 sq. ft., this home offers 3 spacious bedrooms, each with its own walk-in closet, and 3 full bathrooms. The luxurious master bathroom includes a temperature-controlled whirlpool tub and space to mount a TV, creating the perfect spot to unwind after a long day. Designed for flexibility, this property also includes a bonus room and private office, ideal for work, relaxation, or play. Brand-new hardwood floors flow throughout the home, creating a warm and inviting atmosphere, while a cozy gas fireplace provides the perfect touch for cool evenings. The updated kitchen is a chef's dream, featuring beautiful cabinetry, a striking brick backsplash, and a walk-in pantry. Enjoy casual meals in the breakfast area or host special gatherings in the formal dining room. For added convenience, the mudroom with laundry hookups offers plenty of space and easy access. Step outside and relax on the spacious front porch, or enjoy the screened-in back patio, which opens to a deck and fire pit area, perfect for entertaining or peaceful evenings under the stars. A 30' x 30' workshop with a lean-to provides ample room for lawn equipment, tractors, or ATVs, making this property ideal for those who love outdoor living. Located just 5 miles from Gray, 10 miles from Macon, and 20 miles from Forsyth, this property offers both seclusion and convenience. Schedule your private showing today and experience everything this incredible home has to offer!
Source: GAMLS #10602860
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.