1695 Sparkleberry Ln Johns Island, SC 29455
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About this home
Literally just steps away from the shimmering waters of Whitney Lake, this charming Charleston-Single Style home offers the perfect blend of Lowcountry charm, modern upgrades, and tranquility. Whether you are sipping coffee on your upstairs porch, taking evening strolls along the trail, or launching your kayak for a sunrise paddle, life at Whitney Lake is about slowing down and savoring the moment. Step inside to an open-concept layout designed for easy living and effortless entertaining. The spacious living, dining and kitchen areas flow seamlessly, with stylish finishes. The Primary Suite is conveniently located on the first floor, featuring a generous en-suite bath and walk-in closet, ideal for those seeking main-level living. Upstairs, you will find two additional bedrooms, both withprivate access to the second story porch, a full bath, and a flex space that can be transformed into a home office, media room or creative studio. The home's thoughtful design continues with a full laundry/mudroom that connects to a privately situated screened-in porch - the perfect spot to relax after a walk around the lake. Beyond the porch, a beautifully hardscaped outdoor area is ready for firepit nights, container gardening, or weekend gatherings under the stars. The detached 2-car garage offers ample storage for all your outdoor toys and gear. Additional upgrades to this beautiful home include a Generac generator, stylish Bahama shutters, soft close kitchen cabinet drawers and stonescaping for a very low-maintenance grounds upkeep. Whitney Lake is one of Johns Island's most beloved communities, offering a peaceful, nature-filled setting just minutes from West Ashley and Downtown Charleston. Enjoy access to walking trails, a community dock, kayak storage and picturesque lake views that make every day feel like a retreat. And, top rated restaurants, boutique shops and exciting local attractions like Charleston Aqua Park and Trophy Lakes are a convenience part of your everyday lifestyle, just minutes away. Don't miss this beauty!
Source: CTAR #25020210
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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