16970 Laurelin Ct North Fort Myers, FL 33917
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About this home
Welcome to your dream home! This stunning 4-bedroom, 2.5-bathroom residence has been completely remodeled and shows like a model home, offering luxurious living both inside and out. Situated on a generous 1.56-acre lot along a serene canal, this property is a true oasis for those seeking comfort, style, and outdoor adventure. Step inside to discover a bright, open floor plan adorned with custom wood trim accents in the bedrooms, creating a warm and inviting atmosphere. The spacious living room features a modern electric built-in fireplace—perfect for cozy evenings—and hurricane impact glass windows and doors throughout provide peace of mind and energy efficiency. The chef’s kitchen is a showstopper, equipped with premium stainless steel appliances, a double stainless steel refrigerator, elegant cabinetry, and ample counter space. Entertain guests with ease in the adjacent dining area or step out to the screened-in lanai for al fresco dining and relaxation. Retreat to the expansive master suite, complete with a large walk-in closet featuring custom built-in shelves and doors. The spa-inspired bathrooms are beautifully updated, offering a tranquil escape after a long day. Enjoy the Florida lifestyle to the fullest with a spacious front porch, a large shed with an outdoor kitchen area and shower, and plenty of room to add your dream pool. The property’s canal frontage is ideal for fishing, kayaking, or taking a small boat out to the river—plus, the community boat ramp is conveniently located just across the street. Additional upgrades include a durable metal roof, a nearly new AC unit (approx. 2 years old), and ample storage throughout. You’ll love the blend of privacy and convenience, with shopping, entertainment, and restaurants just minutes away. Don’t miss your chance to own this exceptional home that truly has it all—luxury, location, and lifestyle. Schedule your private tour today and experience the best in waterfront living!
Source: FORTMYERS #225051757
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.