17 Franklin Ct S Unit C Unit C Saint Petersburg, FL 33711
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About this home
FORTIFIED Gold™ Certified, nature sanctuary views, 22-kilowatt generator in Marina Bay. 17C Franklin delivers the highest resilience rating in residential construction, FORTIFIED Gold™ by IBHS. This 2,334-square-foot Marina Bay townhome overlooks a protected nature sanctuary, offering engineered strength, elevated privacy and no direct water exposure. All-block elevated construction with all living areas on the second level, accessed by private elevator. Impact-rated windows, doors and garage, reinforced roof-to-wall connections, and a whole-house 22-kilowatt Generac generator. Inside, open-concept design with 10-foot vaulted ceilings and serene preserve views. Gourmet kitchen with quartz island and new Bosch dishwasher (2025). Primary suite with dual walk-in California Closets and spa bath. Upper and lower screened lanais extend living outdoors. Fully integrated HIVE smart system, Klipsch surround sound, Hunter Douglas electronic blinds and whole-house water purification. With 2,300-square-foot climate-controlled garage with epoxy floors, dedicated HVAC, retractable screen and custom cabinetry, ideal for collectors or workshop. Fee-simple townhouse ownership. Marina Bay amenities include two pools (one geothermal), spas, fitness center and deepwater marina. FORTIFIED Gold™ engineering. Nature preserve tranquility. Elevated living in Marina Bay.
Source: STELLAR #TB8447840
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.