17 Secretariat Dr Stafford, VA 22556
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About this home
Welcome to this exquisite traditional custom home nestled on a serene 3.33-acre private lot in the highly sought-after Seven Lakes community of Stafford, Virginia. From the moment you arrive, you’ll be captivated by the elegant stamped-concrete circular driveway, stately façade, and thoughtfully designed low-maintenance landscaping framed by mature trees, offering both beauty and privacy. Step inside to a grand two-story, light-filled foyer that sets the tone for this impressive home. To your left, the formal dining room provides the perfect setting for gatherings and celebrations, while to your right, the formal living room offers a refined space for entertaining or relaxing. At the heart of the home is the soaring two-story family room, showcasing a striking brick-hearth fireplace and an open balcony overlook from the upper level, a perfect blend of warmth and grandeur. The gourmet kitchen flows seamlessly into the living areas, making it ideal for both everyday living and hosting guests. Upstairs, you’ll find three spacious secondary bedrooms, a convenient laundry room, and a luxurious primary suite designed for relaxation, complete with a private ensuite bath and abundant closet space. The fully finished lower level is an entertainer’s dream — featuring a media room, custom bar, cozy den, full bath, and fireplace, all enhanced with stylish finishes and architectural details that make this space truly special. Step outside to your private backyard retreat, where a deck, stamped-concrete patio, and fire-pit area provide the perfect setting for outdoor living, entertaining, and quiet evenings under the stars. This stunning home offers it all, striking a beautiful balance of luxury, comfort, and artistry — ready for your personal touch. Come experience the unparalleled lifestyle that Seven Lakes is known for!
Source: BRIGHT #VAST2043640
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.