17 Via Anadeja Rancho Santa Margarita, CA 92688
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About this home
Welcome to 17 Via Anadeja, a bright and beautifully updated home tucked into one of Rancho Santa Margarita’s most convenient neighborhoods. Sunlight pours into the open living and dining spaces, where vaulted ceilings and fresh finishes create a relaxed, modern ambiance. The kitchen steals the show with quartz-style counters, crisp cabinetry, and modern appliances—perfect for casual breakfasts or weekend entertaining. A spacious living room with a fireplace flows to the backyard, where a private patio and low-maintenance landscaping make indoor-outdoor living effortless. Upstairs, the peaceful primary suite offers a roomy walk-in closet and a spa-like bath with dual vanities designer shower and heated floor. Secondary bedrooms are comfortably sized and versatile—ideal for guests, a home office, or a fitness nook. Additional perks include a convenient laundry room, a direct-access three-car garage, and thoughtful storage throughout the property. Live moments from Rancho Santa Margarita Lake, the Beach Club Lagoon, pools, parks, and miles of trails, with easy access to shops, cafés, and the 241 Toll Road. Stylish, turnkey, and located where lifestyle really matters—this is the home you’ve been waiting for.
Source: CRMLS #OC25234040
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.