170 Bristo St Pickerington, OH 43147
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About this home
Brick-front ranch with over 2,900 sq ft of finished living space including a beautifully finished basement! This spacious home features vaulted ceilings and wood flooring throughout much of the main level. The great room offers a stunning floor-to-ceiling tiled fireplace flanked by built-ins and is open to the dining area and kitchen. The kitchen includes stainless steel appliances, quartz-style countertops, an eating bar, and a pantry. The dining area leads to a deck through sliding glass doors—perfect for entertaining.The owner's suite is massive with vaulted ceilings, wood flooring, a walk-in closet, and a luxurious private bath. The en-suite bath includes a large tiled shower, double sink vanity with upgraded cabinet and top, and even room for a dressing area. Two additional main-floor bedrooms share a full bath with a tub/shower combo. Downstairs, the finished basement offers incredible versatility—featuring a large rec room, a flex room currently used as a bedroom (with access to a half bath), and two additional finished spaces ideal for an office, craft room, exercise room, playroom, mancave or media area. Enjoy the outdoors with beautiful landscaping, a deck with pergola, and a large shed for added storage. The home also includes a 2-car attached garage with opener and a concrete driveway. A perfect combination of space, style, and function—ready to move in and make it yours! Really a classy home you will be proud of! Agents - See Agent to Agent Remarks!
Source: COLUMBUSOH #225024823
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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