170 Huntington Beach Dr Colorado Springs, CO 80921
Your savings
About this home
Beautiful stucco 2-story in coveted Gleneagle/Northgate and District 20! This quiet retreat sits on a spacious lot on a cul-de-sac and backs to open space, offering a peaceful and private rear yard. A rare main-floor primary suite provides convenience and privacy. Inside, you’ll find a spacious main-level office and a formal dining room with bay window views. The upgraded kitchen features modern finishes, granite countertops, refinished cabinetry, a newer sink and faucet, under-cabinet lighting, pull-out drawers, a gas cooktop island, and a full wall of pantry space. The remodeled 5-piece master bath is a luxurious retreat. Approximately 1,200 sq. ft. of bamboo flooring spans the main level, while the laundry and half bath feature new porcelain tile floors. Some newer carpet with upgraded pad adds comfort, and the walk-in master closet includes a custom organizer system. The open family great room is perfect for entertaining with a cozy fireplace, and a pool table that stays. Newer Samsung mini-split heating and cooling systems on the main level offer added efficiency. Upstairs bedrooms are generous, each with bonus attic rooms for extra storage or hobby space. The oversized, heated 3-car garage includes high ceilings, is fully sheet rocked with added lighting, and has a workshop area plus a convenient dog kennel with outdoor access. A full-length crawlspace offers excellent storage. Radiant heating keeps things cozy in winter, and an attic fan cools the home on summer nights. Step outside to enjoy the large patio, gazebo, hot tub, and quiet open space views. The home is surrounded by mature trees and xeriscaped landscaping that enhance curb appeal year-round. Located minutes from the Air Force Academy, I-25, top-rated schools, golf, trails, shopping, dining, and medical facilities—this home blends tranquility with convenience. Colorado living at its best!
Source: PPMLS #5155332
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.