1700 Rolling Meadow Ln Josephine, TX 75173
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About this home
Discover this spacious 4-bedroom, 2-bath gem, perfectly situated on a sprawling half-acre lot. As you step inside, you'll be greeted by brand-new luxury vinyl plank flooring that flows seamlessly through the main living areas, creating a modern and cohesive feel. The heart of the home is the inviting living room, featuring a beautiful stone fireplace, perfect for cozy evenings. The kitchen features new stainless steel appliances and elegant granite countertops. Relax and unwind in the luxurious primary suite, complete with brand-new carpeting and his and hers walk-in closets for ample storage. The private en-suite bathroom is a true sanctuary, offering a dual-sink vanity, a separate shower, and a relaxing soaking tub. The additional three bedrooms also feature new carpeting and convenient walk-in closets. This home also includes a dedicated office, providing a quiet space for work or study. Outside, the large backyard offers plenty of room to play and entertain, with undeveloped acreage behind the home for added privacy. You'll also find a 3-car garage and a dedicated space to build a custom shop, making this the perfect place to grow and create the lifestyle you've always wanted.
Source: NTREIS #21030728
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.