17003 Hoskins Way Unit 80 Dumfries, VA 22026
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About this home
Now priced to deliver outstanding value. Don’t miss this opportunity to secure this exquisite 3-level residence situated in the heart of Dumfries, VA before the holidays. This 2 bedroom home with 2 full ensuite baths and 1 half bath offers more than just a place to live–it’s a gateway to a lifestyle filled with modern amenities, comfort and convenience. Upon entering, you are greeted in the foyer with a welcoming option to proceed to the lower or main levels. The open main level boasts an artfully designed living and dining room combo space with large windows that flood the rooms with soothing natural light. Adjacent to the dining room is an elegant kitchen equipped with stainless steel appliances, granite countertops, ample cabinetry, luxury vinyl flooring and a breakfast bar for additional dining space. A sizable low maintenance trek deck accessible from the kitchen and overlooking the rear patio is shaded with mature trees and offers pleasant blue-sky views. What a delightful setting for outdoor grilling, entertaining or relaxing in the fresh air. This interior-exterior main level free-flowing layout is perfect for hosting dinner parties and gatherings with friends. Upstairs, the tastefully designed primary suite awaits, featuring luxury vinyl plank flooring, walk-in closet and a luxurious ensuite bathroom with a walk-in shower installed in 2023. A second generously-sized bedroom with luxury vinyl plank flooring and an ensuite bathroom, and a convenient laundry space with Whirlpool front load washer and dryer complete the upper level. Adding to your interior living options is the finished lower level recreation room with plush carpeting, garage access, a handy space-saving Murphy bed great for overnight guests, chandelier and walk-out to a semi-fenced rear patio and open green space offering another outdoor entertaining or relaxing area. Additional pleasures: 1-car garage with shelving and storage space, concrete driveway, guest parking spaces near the home, ceramic tile flooring, ceiling fans, invisible screen on basement rear door, and slab boards installed in the attic for storing small items. Condo association fee includes trash and lawn care maintenance front and rear. This home is pleasantly convenient to Route 1, I-95, commuter lots, bus stops, planned VRE Potomac Shores station, Quantico Marine Base, retail shopping, dining, golf, recreation, entertainment and most major errands. More to see and experience. Shows immaculate. See full motion virtual tour in the listing. You’ll be proud to call this “Home”.
Source: BRIGHT #VAPW2103686
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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