17009 Clear Cork Dr Wimauma, FL 33598
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About this home
UNIQUE OPPORTUNITY AWAITS YOU! One or more photos have been virtually staged. With an assumable 2.875 interest rate VA loan, this is a game-changer in today's housing market. With current mortgage rates well above 6, this isn't just a small discount—it's a massive financial advantage that will save you tens of thousands of dollars over the life of the loan. This is your opportunity to secure a dream home and a dream rate all in one. This townhouse for sale in a vibrant 55+ active community offers the perfect blend of comfort, convenience, and community. Residents can indulge in an abundance of amenities right at their doorstep. The state-of-the-art clubhouse serves as the hub of social activities, providing a space to gather, relax, and foster new friendships. Enjoy a dip in the sparkling swimming pool, stay active in the well-equipped fitness center, or engage in friendly competition on the sports courts. For outdoor enthusiasts, the 5.5-acre Lagoon and nearby trails with opportunities for recreation and relaxation. Inside this stunning townhouse, experience the epitome of comfort and style. With two bedrooms and two and a half baths, there’s plenty of space to relax and unwind. The first floor features a spacious master bedroom with an ensuite bathroom and a large walk-in closet, creating a private retreat for homeowners. The open kitchen boasts stone countertops, a walk-in pantry, and stainless steel appliances, making it a chef’s dream. A recently added backsplash adds a touch of elegance to the space. The open floor plan flows seamlessly into a screened enclosure porch, perfect for entertaining friends and family. Additional conveniences include a half bath and a laundry room on the first floor. Upstairs, you’ll find a full bath, a versatile bonus room that can be tailored to your needs, and a separate bedroom, offering ample space for guests or hobbies. This thoughtful layout ensures comfortable living with flexibility for your lifestyle. Don’t miss this unique opportunity to call Southshore Bay Active Adult your home. Experience the best in luxury living, outdoor recreation, and a vibrant community. Contact us today to schedule a viewing and see why this townhouse is the perfect place to call home.
Source: STELLAR #TB8434599
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.