17023 Ashbury Ldg San Antonio, TX 78247
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About this home
Welcome to 17023 Ashbury Lodge, where your next chapter unfolds in the heart of the desirable Steubing Ranch community. This beautifully maintained two-story home invites you to imagine your life here-morning coffee on the covered patio, dinner parties in an open, light-filled kitchen, and countless memories made with loved ones. This three-bedroom, 2.5-bathroom residence features a thoughtful layout enhanced with appeal. The brick facade and charming covered front porch create an inviting first impression, while the long driveway leads to a two-car garage providing convenient storage and parking. Inside, freshly painted neutral walls and updated flooring create a bright, welcoming foundation throughout the open living and dining spaces. Natural light floods through multiple windows, making it immediately feel like home. The kitchen offers abundant cabinetry storage, plenty of natural light, and a dining area overlooking your private backyard-perfect for morning moments or keeping an eye on the kids. The open layout creates an ideal space for entertaining or keeping family connected. A conveniently placed half bathroom downstairs serves guests while maintaining the home's natural flow. Upstairs, the generously sized primary suite offers a private retreat with an en suite bathroom and walk-in closet. Two additional bedrooms provide flexibility for growing families, guest accommodations, home office use, or whatever your lifestyle demands. A full shared bathroom off the hallway services the secondary bedrooms. The privacy-fenced backyard with covered patio is your personal sanctuary-perfect for relaxation, entertaining, or creating cherished outdoor memories. Whether hosting backyard gatherings or enjoying quiet moments, this outdoor space delivers versatility and comfort. Steubing Ranch residents enjoy access to exceptional community amenities including a neighborhood pool, playground, and year-round community events. The location offers the ideal balance of convenience and community-minutes from major highways for easy commuting, close to schools, shopping centers, and dining options, yet nestled in a neighborhood where residents genuinely connect. This well-maintained, move-in-ready home represents more than property-it's an opportunity to build your story in a community that feels like home.
Source: SABOR #1883809
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.