17031 Flinchum Way E Noblesville, IN 46062
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About this home
Ready for your personal touch! Come explore this spacious four-bedroom, two-and-a-half-bath home - a true gem with a new roof (2021), an exceptional floor plan, and endless space for living, working, and entertaining! From the moment you step into the grand two-story entryway, you'll be wowed by the open, airy feel that flows into a formal living room featuring a charming bay window. The open-concept family room is filled with natural light and anchored by a cozy fireplace, plus a flexible bonus space that's perfect for a home office, playroom, or study. The eat-in kitchen is a chef's dream with stainless steel appliances, ample counter and cabinet space, and beautiful tile flooring. Unwind year-round in the sun-drenched four-season sunroom overlooking the peaceful backyard! Upstairs, the spacious primary suite is your private retreat with vaulted ceilings, a large walk-in closet, and an en suite bath with double sinks and newly updated tile. All additional bedrooms are generously sized with great closet space - and the huge bonus room is perfect for a rec room, workout area, or movie lounge. The secondary bathroom also features freshly updated tile work, adding a modern touch throughout. Step outside to your fully fenced backyard with serene pond views, a water fountain, and plenty of space to relax or entertain. You'll also enjoy an invisible fence and irrigation system for easy upkeep! Neighborhood amenities include a community pool, playground, and walking path that leads directly to the elementary school and ball fields - plus easy access to the Monon Trail for biking, walking, and weekend adventures! This home truly has it all - newer roof, modern updates, generous space, and an unbeatable location! Homes like this are rare - schedule your showing today before it's gone!
Source: MIBOR #22070579
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.