1704 Dania Dr Fort Washington, MD 20744
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About this home
Do you dream of finding an AFFORDABLE home offering PEACE AND QUIET and a LARGE LOT, in a well-kept neighborhood with a "country feel", tucked away from the hustle and bustle, but still CLOSE TO EVERYTHING in sought-after Fort Washington? Then you’ll LOVE this CHARMING SPLIT FOYER HOME! With brand-new LUXURY VINYL PLANK flooring on the lower level and PLUSH NEW CARPETING upstairs, this WELL-MAINTAINED home is MOVE-IN READY! ** With its unique layout that flows more like a traditional two-story home, you’ll find the SPACIOUS LIVING AREAS on the GARDEN-LEVEL FIRST FLOOR and the THREE LARGE BEDROOMS UPSTAIRS. ** The formal ENTRY FOYER welcomes you in at the mid-level, and from there you'll step down a short half-flight of stairs to the SUNNY LIVING ROOM featuring a cozy FIREPLACE framed by a beautifully carved mantel set against the beautiful "antique white-wash look" brick wall. A convenient side entry door opens directly from the living room to the driveway—perfect for bringing in groceries or welcoming guests. ** The well-appointed KITCHEN offers tall maple cabinets with designer features, generous counter space, and newer STAINLESS STEEL appliances, including a BRAND-NEW REFRIGERATOR! A newer front-load washer and dryer set, is tucked into an alcove closet. ** The adjacent SPACIOUS DINING ROOM offers plenty of natural light and ample room for comfortable entertaining, or could easily double as a HOME OFFICE.** Upstairs, the PRIMARY SUITE is impressively large, with room for a king-sized bed AND a sitting area, along with a private ENSUITE BATH! The two additional bedrooms are also spacious and share a full hall bathroom.** Outside, the EXTRA-WIDE LOT provides both privacy from neighbors and room to expand—perhaps even adding a GARAGE in the future? Two large GARDEN SHEDS, one with ELECTRICITY, provide excellent storage or workshop options. ** Additional highlights include a newer ROOF (2020) and HVAC system (2015), offering peace of mind for years to come. ** Set in a tranquil community surrounded by scenic wooded parkland, with homes spaced well apart yet still located close to DC, National Harbor, and Joint Base Andrews, this property offers a PEACEFUL RETREAT with the best of both worlds! Mortgage savings may be available for buyers of this listing! Don’t miss your chance to make this wonderful home your own—schedule your tour today!
Source: BRIGHT #MDPG2179374
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.