1704 Via Palermo St Plant City, FL 33566
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About this home
BACK ON THE MARKET!!! Here is your opportunity to own this luxurious 4-Bedroom, 3-Bath Florida Home with Smart Features, Pool, and Breathtaking Views Welcome to this stunning 4-bedroom, 3-bath home nestled in a serene cul-de-sac, offering over 2,700 square feet of luxurious living space. With privacy as one of its hallmarks, this exquisite residence features only one neighbor and provides panoramic views of a pond and conservation area that are perfect for enjoying both sunsets and sunrises. Watch as bald eagles, horned owls, ducks, hawks, cranes, and a variety of other wildlife pass by your windows, making this home a nature lover’s dream. Step inside and experience the perfect blend of style, space, and modern technology. The gourmet kitchen boasts Frigidaire Gallery stainless steel appliances, I-spring under sink reverse osmosis system, abundant cabinet space, and under-counter lighting, ideal for the home chef or entertaining guests. The heart of the home flows seamlessly into an expansive living area, with large windows allowing natural light to flood the space, creating an inviting and airy atmosphere. The owner's suite is a true retreat, featuring a spacious bath with an oversized shower complete with dual shower heads and a relaxing garden tub. A huge walk-in closet offers ample storage, making it a luxurious and functional space. For those who enjoy the Florida lifestyle, the outdoor entertaining area is simply spectacular. Step outside to your private pool area, perfect for cooling off or entertaining friends and family. The pool is remotely controlled, offering ease and convenience, while the tranquil pond and conservation area beyond provide unmatched privacy and beauty. Whether you're relaxing or hosting, the serene setting is ideal for creating lasting memories. This home is more than just a beautiful retreat—it’s a smart home designed with convenience and innovation in mind. Equipped with the Vivint Smart Home hub (upgraded in 2024), the home’s voice and app-controlled lights, garage door, cameras, and A/C system allow you to manage every aspect of the home with ease. The A/C system was replaced in 2022 with a Bosch system, ensuring efficiency and comfort year-round. Additionally, motion detection lights in the owner’s closet, laundry room, and garage add both convenience and security. Other standout features include: -Mango, Jack Fruit, Avocado fruit trees along with passion fruit -Large bonus room, perfect for a home theater or game room -Whole house water softener -Natural gas stove and water heater for energy efficiency -A spacious laundry room with a sink and new Samsung smart washer and dryer -Roof inspected in November 2024 for peace of mind -Exterior painted in 2020, with the interior refreshed in 2020, 2024, and 2025 -Easy access to I-4 -30 minutes from downtown Tampa -50 minutes to clearwater beach -1 hour drive to Orlando With its combination of luxurious living spaces, modern smart technology, and an exceptional outdoor retreat, this home offers an unparalleled Florida lifestyle. Whether you’re enjoying the serenity of the surrounding nature or entertaining guests in your elegant spaces, this home truly has it all. Don’t miss the opportunity to make this paradise your own! Schedule a private showing today and experience everything this exceptional property has to offer.
Source: STELLAR #TB8376184
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.