17042 Hampton Falls Ter Bradenton, FL 34202
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About this home
Don’t Miss Out on this immaculate, move-In ready, SERENITY VILLA! Nestled in the heart of the area’s #1 55+, maintenance free community, Del Webb. This stunning villa is perfectly situated on an expansive, picturesque lot. Offering 1,543 sq ft of luxurious coastal living, this charming home features 2 bedrooms, 2 bathrooms, and a versatile den, ideal as a home office, gym, craft room, or any space tailored to your lifestyle. Built in 2019, this bright and cheery villa boasts an open floor plan that’s perfect for both relaxation and entertaining. Step into the spacious kitchen equipped with solid wood cabinets, sleek granite countertops, stainless steel appliances, a gas range with air fryer, microwave, a pantry, and a breakfast bar with seating for two. Neutral ceramic tile floors flow throughout the home, complementing the custom shades and draperies adorning the windows, enhancing its bright and welcoming atmosphere. The owner’s retreat is your personal sanctuary, complete with an ensuite that offers a large walk-in shower, dual sinks, and a custom walk-in closet, a homeowner’s dream. Your guests will appreciate the large bedroom and the convenience of a second full bathroom, featuring a tub/shower and plenty of space for comfort and privacy. Extend your living space to the outdoors with the expansive tree line view lanai, where you can entertain guests or simply unwind and enjoy the breathtaking conservation area views and the quintessential Florida weather. Del Webb community at Lakewood Ranch boasts an array of amenities, including a state-of-the-art fitness center, inviting resort style swimming pool with lap lanes, 6 tennis courts, 8 pickleball courts, and 4 bocce ball courts. The 21,000 + SF clubhouse offers multiple activity and gathering rooms, group fitness studio, catering kitchen, full time social director and card/game/billiards rooms. The community often hosts events for a vibrant social scene.
Source: STELLAR #A4669897
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.