17045 E 105th Ave Commerce City, CO 80022
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About this home
You will love this home! Start with the fantastic curb appeal of this beautiful, welcoming home. Mature landscaping, privacy and shade, lead you to the peaceful covered front porch. Through the front door be wowed by a beautiful formal dining area that could easily transform into a den or study. Across the foyer enjoy a large flex space perfect for an office or play area. The kitchen and adjoining family area are something to behold. Let the warm, bright, flowing, expanse of this space sink in as you check out the custom granite counters and back splash, stainless appliances, huge kitchen island, the massive amount of cabinet and counter space, and the eat in nook area. The kitchen flows into grand family area with a warm fireplace, huge windows that look into the back patio/yard, and access to the covered ranch style front porch. Retreat to your oasis at home in a gorgeous primary bedroom retreat with another fireplace, coved ceilings, an large ensuite 5 piece bath and his and hers walk in closet. The upstairs bedrooms are large, large, with tons of natural light and room to grow. A second large upstairs bath offers two sinks and a separate shower/toilet area. Wait! there is more, the partially finished basement offers a massive equity builder option, the large garage offers tons of storage space with high ceilings and paved alley access, the large back yard is fully fenced, and is zero maintenance artificial turf. This home is clean! well maintained, ready to go and offers custom paint, lighting, and flooring throughout. All of this with a serene setting, featuring a park across the street, and easy access to a rec center and pool, recreation, schools, restaurants, shopping, entertainment and commerce. Add this property to your showing list!
Source: RECO #2468474
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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