1705 Ambercrest Pl Buford, GA 30518
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About this home
Welcome to this beautifully updated 4-bedroom, 2.5-bath home nestled in a highly desirable Buford neighborhood and zoned for top-rated White Oak Elementary, Lanier Middle, and Lanier High. With 2,127 square feet of thoughtfully designed living space, this home offers comfort, style, and convenience for everyday living and entertaining. Step inside to an open-concept main level featuring fresh paint, beautiful LVP flooring, and a fireside living room with a custom wood-accented fireplace and abundant natural light. The updated kitchen is a true highlight with its stylish island, subway tile backsplash, open shelving, farmhouse sink, pendant lighting, and a spacious eat-in area that opens directly to the large back deck-perfect for morning coffee or relaxed evening meals. Upstairs, unwind in the expansive owner's suite featuring a gorgeous shiplap-accent wall complete with a luxurious en-suite bath offering a garden tub, walk-in shower, and dual vanities. Three additional bedrooms provide flexibility for guests, a home office, or growing households. Enjoy peaceful outdoor living in the private, wooded backyard featuring a large deck, fire pit, and cozy sitting area-ideal for entertaining or simply relaxing under the stars. Don't miss this rare opportunity to enjoy lake life, excellent schools, and a warm, welcoming community-all just minutes from Lake Lanier!
Source: GAMLS #10565875
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.